Do I need Travel Insurance?
Last Updated on October 9, 2025 by Megan
Every time guests ask, “Do I really need travel insurance for Cancun?” my answer never changes - absolutely yes. Travel insurance protects your vacation rental plans from the unexpected. From flight delays to medical emergencies, it ensures peace of mind while staying at Tim’s Ocean Condos.
1. Flight Cancellations and Delays
Airline changes can happen anytime. Weather, staffing shortages, or airport strikes often cause missed connections. Travel insurance helps recover costs for hotel stays, meals, and lost vacation time.
2. Medical Emergencies Abroad
Regular health insurance rarely covers care in Mexico. A travel insurance plan ensures you receive proper treatment — and even emergency evacuation if needed.
3. Lost or Delayed Luggage
It’s never fun when bags arrive days later. With travel insurance, essentials can be replaced without worry.
4. Weather and Hurricanes
Cancun’s hurricane season runs from June 1 through November 30. During this time period ther is an increased risk of tropical storms and hurricanes. If severe weather affects your travel, insurance may reimburse non-refundable nights at your vacation rental.
5. Illness Before Traveling
Unexpected illness before departure can ruin plans. Many travel insurance policies cover cancellations for medical reasons, allowing you to reschedule instead of losing your investment.
A Cancun vacation should be relaxing, not stressful. Whether you’re celebrating, exploring, or simply relaxing by the sea, travel insurance keeps your plans secure.
Guests of Tim’s Ocean Condos are highly encouraged to review coverage options before traveling.
More travel advice is shared in our Cancun Travel Advice blog.
